It will, I am sure, surprise many readers to learn that the drivers and conductors of omnibuses are expected to defray the expenses of accidents. The men employed by one large company subscribe to a fund for the purpose of meeting such expenses. I cannot learn that any direct rule obliges them to belong to this so-called “Drivers’ and Conductors’ Accident Club,” but they are of opinion that any man who declined to belong would not find himself, for long, in the employ of the company. I have been fortunate enough to inspect the rules of this club, and have carefully preserved a copy. It is a document equally remarkable for its oppressiveness and for its grammar. The preamble runs thus: “This Club ... is for the purpose of creating a fund by which the expenses so frequently arising from accidental causes may be met without allowing these expenses to fall unjustly upon the company, or subjecting the individuals who may be the immediate cause of such expenses to perilous and embarrassing circumstances, and, be it further understood, that each Driver and Conductor are responsible for all damages to property or person to the amount of Ten Pounds, and any Driver or Conductor not conforming with the Club Rules will not be allowed any assistance from the Funds thereof for any accident they may meet with.” Rule 1 requires “Each Driver to pay 2s. entrance fee as soon as he is passed eligible to drive an Omnibus belonging to the Club. Each Conductor to pay 1s. entrance fee. Each Service Driver to pay 1s. per week contribution. Each Service Conductor to pay 6d. per week contribution.” Rules 3 and 5 are worth quoting. “Whatever accident may occur by any Driver and Conductor, whether regular or spare men, he shall pay towards such accident not less than one quarter of the amount the accident may cost the Club to settle. If not able to pay the whole of such fourth in one payment it must be paid by instalments of not less than 2s. 6d. per week. Should it be further proved that such accident was brought about by intoxication or any kind of neglect, the Committee shall, at their next meeting, have power to levy any further sum they agree upon, and, whatever sum fixed, may be paid by weekly instalments by such sums as may be agreed upon by the Committee.” “Should any Member of the Club leave or be discharged from the Company’s service within three months of his becoming a Member, such Member shall forfeit all claims upon the Club funds.” Rule 7, after providing for quarterly meetings, proceeds: “The fourth meeting to take place on the most convenient date in December, when after putting away as reserve fund, not less than £40, any surplus remaining to be equally divided among the Members in accordance with what they may be entitled to.” Rule 9 is, perhaps, the most remarkable piece of grammatical construction that ever presented itself under the guise of English. “Any Member having left the Club and is indebted thereto shall not be