John was nearly nineteen when he was one day dismissed rather earlier than usual from his father’s office, where he was studying the practice of the law. It was Saturday; and except that he had a matter of four hundred pounds in his pocket which it was his duty to hand over to the British Linen Company’s Bank, he had the whole afternoon at his disposal. He went by Princes Street enjoying the mild sunshine, and the little thrill of easterly wind that tossed the flags along that terrace of palaces, and tumbled the green trees in the garden. The band was playing down in the valley under the castle; and when it came to the turn of the pipers, he heard their wild sounds with a stirring of the blood. Something distantly martial woke in him; and he thought of Miss Mackenzie, whom he was to meet that day at dinner. Now, it is undeniable that he should have gone directly to the bank, but right in the way stood the billiard-room of the hotel where Alan was almost certain to be found; and the temptation proved too strong. He entered the billiard-room, and was instantly greeted by his friend, cue in hand. ‘Nicholson,’ said he, ‘I want you to lend me a pound or two till Monday.’ ‘You’ve come to the right shop, haven’t you?’ returned John. ‘I have twopence.’ ‘Nonsense,’ said Alan. ‘You can get some. Go and borrow at your tailor’s; they all do it. Or I’ll tell you what: pop your watch.’ ‘Oh, yes, I dare say,’ said John. ‘And how about my father?’ ‘How is he to know? He doesn’t wind it up for you at night, does he?’ inquired Alan, at which John guffawed. ‘No, seriously; I am in a fix,’ continued the tempter. ‘I have lost some money to a man here. I’ll give it you to-night, and you can get the heir-loom out again on Monday. Come; it’s a small service, after all. I would do a good deal more for you.’ Whereupon John went forth, and pawned his gold watch under the assumed name of John Froggs, 85 Pleasance. But the nervousness that assailed him at the door of that inglorious haunt—a pawnshop—and the effort necessary to invent the pseudonym (which, somehow, seemed to him a necessary part of the procedure), had taken more time than he imagined: and when he returned to the billiard-room with the spoils, the bank had already closed its doors. This was a shrewd knock. ‘A piece of business had been neglected.’ He heard these words in his father’s trenchant voice, and trembled, and then dodged the thought. After all, who was to know? He must carry four hundred pounds about with him till Monday, when the neglect could be surreptitiously repaired; and meanwhile, he was free to pass the afternoon on the encircling divan of the billiard-room, smoking his pipe, sipping a pint of ale, and enjoying to the masthead the modest pleasures of admiration.