Another consideration is your debts, annuities, &c., school funds due you. Nearly all are in bonds of Southern States and held by the Government at Washington, and these debts are nearly all forfeited already by the act of war made upon the States by that Government. These we will secure you beyond question if you join us. If you join the North they are forever forfeited, and you will have no right to believe that the Northern people would vote to pay you this forfeited debt. Admit that there may be some danger take which side you may, I think the danger tenfold greater to the Cherokee people if they take sides against us than for us. Neutrality will scarcely be possible. As long as your people retain their national character your country cannot be abolitionized, and it is our interest therefore that you should hold your possessions in perpetuity.[234] The effect that such a communication as the foregoing might well have had upon the Indians can scarcely be overestimated. Time out of number they had been over-reached in dealings financial. Only the year before, bonds in which Indian trust funds were invested had been abstracted[235] from the vaults of the Interior Department; and, for this cause and other causes, Indian money had not been readily forthcoming for the much needed relief of Indian sufferers from the fearful drought that devastated Indian Territory, Kansas, and other parts of the great American desert in 1860. Comment upon Hubbard's letter from the standpoint of historical inaccuracy seems hardly necessary here. Suffice it to say that the distortion of facts and the shifting of responsibility for previous Indian wrongs from the shoulders of Southern States to those of a federal government made up entirely of northern states must have seemed preposterous in the extreme to the Indians. One can not help wondering how Hubbard dared to say such things to the Indian exiles from Southern States and particularly to John Ross who like all of his tribe and of associated tribes was the victim of southern aggression and not in any sense whatsoever of northern. To Hubbard's gross amplification and even defiance of his instructions, also to his extravagant utterances touching the repudiation of debts and southern versus northern justice and generosity, Chief Ross replied,[236] by way of strong contrast, in terms dignified and convincing: