'Benevolent Elder Brother,[22]--The notes endorsed by me to Elut,[23] as you know, will soon be due. Offer to pay them at once. You will see by calculating that if the money is now accepted there will be a gain of over nine hundred dollars by the discount. May all your days be as one.' Messrs. Jardine, Matheson, & Co. and Dent & Co. were immediately communicated with, the notes came in for payment, and were cashed, less the discount, which amounted to a little short of a thousand dollars! The next time I saw Houqua in Canton he talked merrily over the close of the transaction, and said, 'My all same, "Ba-Blo."'[24] The old gentleman liked to compare himself with that famous house with which, through Messrs. Russell & Co., he had had for years important business. Demands of money on the Co-Hong never ceased. One instance was a requirement by the Viceroy that they should pay off the indebtedness of three of their own number to 'outside barbarians.' They were Hingtai, Mouqua, and Kingqua. Houqua then paid $1,000,000, Pwankeiqua $130,000, Pwan Hoyqua $70,000, Samqua and Saoqua each $50,000, Footai $90,000. I mention this circumstance as a feature of 'Old Canton;' it being a measure taken to prevent complications with Governments beyond the sea. In contrast to the style of official language, private letters from the Hong merchants left nothing to be desired in civility. Here is one of many. In the year 1837, a few of us younger members of the community established the 'Canton Regatta Club,' for boat-pulling and sailing on the river, our chief amusements and mode of taking the air. Nothing like a club had yet existed. Presently the Hong merchants, in virtue of their office as 'guardians' of our persons, as well as our 'securities' in the eyes of the local government, on hearing of the club organisation, being apprehensive of accidents, they wrote this letter to one of the members:-- 'Ham Tak, venerable old gentleman,--We beg respectfully to inform you that we have heard of the intention of our respected elder brother and other chin-te-le-mun[25] to race boats on the river. We know not if this is true, but heretofore it has not been custom. Should the authorities hear of this, we your younger brothers would be reproved, not mildly, for permitting you to act so indiscreetly. On the river, boats are mysteriously abundant; everywhere they congregate in vast numbers; like a stream they advance and retire unceasingly. Thus the chances of contact are many, so are accidents, even to the breaking of one another's boats, to the injury of men's bodies, while more serious consequences might ensue.