It is oppressive at times to see how the lack of money prevents the natural association of young men and women; how often the young men are forced to give up the society of girls for this reason. Girls often unconsciously force invitations. As one goes down the scale, the girls invite themselves, where the young men have to bear the expenses. So small a matter as carfare will make a girl thrust herself on a young man's care. The girl will not resent indifference, even discourtesy and neglect, if only her aim is accomplished. The young men suffer the reflex of this attitude of mind, and their estimate of women is regulated by these misconceptions, and even their manner as husbands is regulated by this conception of the relations of the sexes, and wife and daughters suffer in consequence. The higher up one goes in the social scale, the less evident is this aggressiveness on the part of girls, and the more natural relation of man as the suitor is apparent. As girls are brought more familiarly under the guidance of women willing to discuss the financial relations that should be maintained between the unmarried of both sexes, the more careful girls become in permitting the expending of money by men for their social pleasures; especially so where the limitation of a man's resources is understood, or even suspected. How to make mothers put their daughters in an independent position where their pleasures are concerned is a very important and at the same time a very difficult question. When it is a question, as it often is, of the very necessities of life for a family and the allowing of money for the pleasure of a fun-loving daughter, necessities bear down the scale, even of justice, and dignity ceases to have value. For it must be remembered that the girl's wages, used for her exclusively, would often allow the exercise of independence in her social affiliations. This it is that makes Settlements so important in our social life. Here boys and girls do meet on a platform of independence, chaperoned naturally by those who know intimately the home surroundings, the social standards, the limitations of life in the regions, and all that creates environment, that most positive factor in the making of character. The social attitude of the young people who grow up in affiliation with the Settlements is found to differ greatly from that of young people untrammeled by oversight or influence that develops dignity.