Other banking names are striking, viz. the Cornish Bolitho, the Lancashire Hornby, the Yorkshire Duncomb. These men may be presumed to have enriched their descendants who are still conspicuous among us. The rest of the Goldsmiths of 1677 seem to have been little remarkable in the next generation, when, after the revolution of 1688, joint-stock banking, and safe facilities in paper currency took the start which constitutes an era in finance. The capitalists of London in the reign of Charles II. were sorely damaged by his iniquitous shutting of the Exchequer against their legitimate claims. They were content at last to be simply the first holders of stock in the national debt, into which their claims were turned. But Michael Godfrey, the first deputy-governor of the bank, and Sir N. Herne, afterwards zealous supporters of the new system of banking after 1694, are here only simple merchants. Two other names of the Goldsmiths, James Fowles and James Heriot, deserve special mention. They were Scots; and the Fowles appear to have been long settled in London in connection with their countrymen. In 1695, the Lord Provost of Edinburgh was to address his letters on the subject of Darien to William Paterson at the house of one of the name; and it is no idle speculation to suppose that this goldsmith (a rising banker) of 1677 afforded Paterson, then a pedlar, or incipient merchant, the benefit of his financial experience. James Heriot has a stronger association with a Scottish worthy of finance, George Heriot, the goldsmith, and the munificent benefactor of Edinburgh, who came south with his patron, King James; and, as his biographer tells us, he prospered here as he had prospered in the north. Besides his bequests to his native town, he left ample legacies to his brothers-german, of whom one was James; and their wealth and name were assuredly represented by the James Heriot the goldsmith of this list. In it also stands John _Peatterson_, a merchant already, and so giving a body to the tradition in Dumfriesshire which places William Paterson of the Bank of England in the counting-house of a relation of his own name in London about 1677. The spelling of the two names Fowles and Peatterson is correctly phonetic, so as to show the Scottish nationality of the men; and in the latter case showing also the tact with which Eliot Warburton in his “Darien” makes a Scottish friend criticise his clumsy English pronunciation of the word Paterson.