Mr. Higgins was in a hotel in Tenstrike, Minnesota, when a lumberjack who had finished his winter's work came into the house to wait for the train going south. Immediately the saloon men and gamblers were after him but he resisted and left the village with his check uncashed. The gamblers learned that he was going to Bemidji so they wired to the gamblers of that place to meet him. When the woodsman left the train he was hailed by a waiting "toot." The "toot" was genial, gracious, sympathetic, and to cement the friendship, the one must treat and the other do likewise. While they drank the attendant at the wheel made music with the roulette ball and soon in response to the siren's singing the lumberjack was seated at the wheel where he lost in a few hours the wages it had taken him months to earn. When he left the place he was drunken, penniless, forsaken. The writer and Frank Higgins were going through a gambling den in one of the northern towns. At the roulette wheel sat a young traveling man playing his chips with liberal hand. Merrily the ivory rattled in the groove and settled in the space. Now he lost, now he won. Joy or anguish was on his face as he played to increase his winnings or retrieve his losses. It was interesting to watch the play of the man's passions as expressed in his countenance. Hour after hour the game dragged on. We visited other resorts of the lumberjack and returned at midnight, but the traveling man was still at the wheel. Hope still lingered, but from the haggard, drawn expression of his face we could tell that he had lost heavily. It was 1:30 A. M., when the game ended and the man was without a cent. Mr. Higgins spoke to him in the lobby of the hotel. Despair was depicted on the man's face. Worn with anxiety, he staggered like one under the power of liquor, although not a drop had passed his lips, and the wild look of his eyes suggested the haunted mien of one who might attempt his own life. When Mr. Higgins spoke to him, he replied: "I am an embezzler tonight. I have spent all my own money and all the money with which my employer had trusted me. I deserve the penitentiary." Continuing, he told us his story. He was trained to a profession but the confinement of his vocation brought on ill health and he had begun to travel for a well known firm. He was the only child of respectable parents, and in his present wretchedness he thought of the disappointment and grief coming to these aged ones as a result of his folly. I could not but admire the handsome fellow, foolish though he was, for his apparent love for his home. "I have disgraced them," he said in anguish, "and when they hear of my dishonesty it will kill them." He went to the desk and wrote a letter to the firm telling them of his fall and how he had lost their money in gambling. When he was about to mail the letter Mr. Higgins went to him again and tried to induce him to go to bed.