_Mitrich._ Let us suppose, for example, you have money, and I, for example, have my land lying fallow; it is spring, and I have no seed; or I have to pay the taxes. So I come to you, and say: "Akim, give me ten roubles! I will have the harvest in by St. Mary's Intercession and then I will give it back to you, with a tithe for the accommodation." You, for example, see that I can be flayed, having a horse or a cow, so you say: "Give me two or three roubles for the accommodation." The noose is around my neck, and I cannot get along without it. "Very well," says I, "I will take the ten roubles." In the fall I sell some things, and I bring you the money, and you skin me in addition for three roubles. _Akim._ But this is, so to speak, a wrong done to a peasant. If one forgets God, so to speak, it is not good. _Mitrich._ Wait a minute! So remember what you have done: you have fleeced me, so to speak, and Anisya, for example, has some money which is lying idle. She has no place to put it in and, being a woman, does not know what to do with it. So she comes to you: "Can't I," says she, "make some use of my money?" "Yes, you can," you say. And so you wait. Next summer I come to you once more. "Give me another ten roubles," says I, "and I will pay you for the accommodation." So you watch me to see whether my hide has not been turned yet, whether I can be flayed again, and if I can, you give me Anisya's money. But if I have not a blessed thing, and nothing to eat, you make your calculations, seeing that I cannot be skinned, and you say: "God be with you, my brother!" and you look out for another man to whom to give Anisya's money, and whom you can flay. Now this is called a bank. So it keeps going around. It is a very clever thing, my friend. _Akim._ What is this? This is a nastiness, so to speak. If a peasant, so to speak, were to do it, the peasants would regard it as a sin, so to speak. This is not according to the Law, not according to the Law, so to speak. It is bad. How can the learned men, so to speak-- ... As I look at it, so to speak, there is trouble without money, so to speak, and with money the trouble is double, so to speak. God has commanded to work. But you put the money in the bank, so to speak, and lie down to sleep, and the money will feed you, so to speak, while you are lying. This is bad,--not according to the Law, so to speak. _Mitrich._ Not according to the Law? The Law does not trouble people nowadays, my friend. All they think about is how to clean out a fellow. That's what!