"Dear girl! The reason I ramble on so about my father is because I wish you to know him thoroughly. He is very practical--so am I. Sentiment does not run in our family. Only he must be humored, because everything depends upon him. He is rather proud; he has a right to be so, being a self-made man. And obstinate; so am I. You do not know all sides of me yet, Nansie. I have heard it said of a man who has raised himself by his own exertions: 'Oh, he is only a man who has made money!' Now that is an exhibition of ignorance. For a man who was once poor to become a magnate--well, there is an element of romance in it. Look at Whittington. My father was a poor boy; his parents were poor, and could not afford to give him a good education. What he knows he has learned since he became a man. That opens up the question whether it was of any use sending me to college; whether a mistake was not made in not throwing me upon the world, as he was thrown? He has spoken to me of the philosopher's stone, and said he found it when he was young. 'Make use of others,' he says, and has furnished illustrations. 'Take a thousand workingmen,' he says, 'bricklayers, stonemasons, carpenters, anything. They work a certain number of hours per day for a certain number of shillings per week. So manage that from their labor you reap a profit of half an hour a day out of each man. That is a profit of five hundred hours per day for the organizer. At eight working hours per day you thus put, roughly speaking, into your pocket the earnings of sixty men out of the thousand.' That is the way in which my father became a contractor. Bridges, canals, foreign railways, he has made them all, and has had as many as eight thousand men working for him at one time. And all out of nothing. But this is prosaic stuff. Let us talk of ourselves. Your father is ill, you said. What is the matter with him?" "He suffers from his heart, Kingsley; I am in deep distress about him." "Perhaps he is frightening himself unnecessarily, my dear. He must consult the best physicians. Thorough rest, freedom from anxiety, a warmer climate--leave it to me, Nansie. It is only a matter of money." Nansie thought with sadness of the disclosure made by her father of the extent of his worldly resources, and at that moment the subject of her thoughts made his appearance. Mr. Loveday did not betray surprise at finding his daughter with Kingsley, but she blushed scarlet when she saw him, and Kingsley was not free from a certain embarrassment. "You rose before me this morning," said Mr. Loveday to Nansie. "Have you been out long?" "About half an hour, father," she replied. "You have not met Mr. Manners by accident," he observed. "No, father; Kingsley and I made the appointment last night." "Last night! At what strange hour, then, and where?" Kingsley looked at her encouragingly, and whispered: "Be brave. I will tell him all." This gave her courage.