"He makes it his business to study firms that are going to the wall and locate their trouble and puts them on their feet again, if possible. I took him with me to Mr. Panoff, and I believe he could go there a while and find out what the difficulty is. It used to be a good business when Panoff bought it, but he seems to have lost his grip some way, and he can't see far enough ahead because he is so crowded by the daily troubles. An outsider will be able to see with a better perspective." "Are we goin' to let this Mr. Panoff have the money?" "No; not at present. Here is my scheme. I want you to put Frank in there for a time and let him find out if there are any possibilities of getting the business back on its feet. If Frank succeeds, we will let Panoff have the money on his personal note, if he agrees to follow out the suggestions of Frank. "I have another idea that I have been thinking about. There are a lot of small business ventures that are running to seed, where the owner is getting discouraged, and lacks the broad outlook that would keep him going, and needs some one who is a professional setter-up like Frank, to put him wise, and to readjust his business. I suggest that we hire Frank, for at least a part of his time--he won't be expensive, as he is just starting--to look into the affairs of the men who come to us for money. The owner must agree to allow Frank to readjust things for him, and then when his affairs are prospering again, he will pay a certain sum for Frank's services, taking the expense away from us. It is also a better guarantee for our loan, because Frank is a pretty level-headed business man and if there are any possibilities in the run down business, he will find them, and if there are not he will report to us. What do you think of it?" "I think it is a good thing; but is there enough things like that to keep him busy?"