The man of business was a phlegmatic individual of about forty years; a dull heavy face adorned with green spectacles, and propped by a huge black stock and a pair of immense shirt collars. Mr. FETCH was indeed Israel's MAN; he in some measure supplied the place of the late lamented Jedediah Buggles, Esq., 'whose dignity of character and strict integrity,' etc., etc., (for the rest, see obituaries on Buggles in the daily papers). "Fetch, they _do_ roar," responded Israel. "Was there notice of the failure in the afternoon papers?" "Had it put in myself. Dilated upon the robbery which was committed on you last night, in the cars; and spoke of your disposition to redeem the notes of Chow Bank, Muddy Run and Terrapin Hollow, as soon as--_you could make it convenient_." "Yes, Fetch, in about a week these notes can be bought for ten cents on the dollar," calmly remarked Yorke, "they're mostly in the hands of market people, mechanics, day-laborers, servant-maids, and those kind of people, who _can't afford to wait_. Well, Fetch, what were they sellin' at to-day?" "Three shillings on the dollar. You know we only failed this mornin'," answered Fetch. "Yes, yes, about a week will do it"--Israel drew forth a gold pencil, and made a calculation on a card,--"In about a week they'll be down to ten cents on the dollar. We must buy 'em in quietly at that rate; our friends on Wall street will help us, you know. Well, let's see how the profit will stand--there are in circulation $300,000 of Chow Bank notes--" "And $150,000 of Muddy Run," interrupted Fetch. "And $200,000 of Terrapin Hollow," continued Yorke,--"Now supposin' that there are altogether $500,000--a half million of these notes now in circulation--we can buy 'em in _quietly_ you know, at ten cents on the dollar, for some--some--yes, $50,000 will do it. That will leave a clear profit of $450,000. Not so bad,--eh, Fetch?" "But you forget how much it cost you to get the charters of these banks--" interrupted Fetch. "The amount of champagne that I myself forwarded to Trenton and to Harrisburg, would float a small brig. Then there was some ready money that you loaned to Members of Legislature--put that down Mr. Yorke." "We'll say $5000 for champagne, and $25,000 loaned to Members of Legislature (though they don't bring anything near that now), why we have a total of $25,000 for _expenses incurred in procuring charters_. Deduct that from $450,000 and you still have $425,000. A neat sum, Fetch." "Yes, but you must look to your character. You must come out of it with flyin' colors. After nearly all the notes have been bought in, by ourselves or our agents, we must announce that having recovered from our late reverses, we are now prepared to redeem all our notes, dollar for dollar."