"Eighty million!" murmured Jack, unable to grasp the idea of such a sum. "Nearly five million a year; four hundred thousand a month; say thirteen thousand a day." The figures had a convincing ring. The color stole back into Jack's cheeks, and a delicious warmth crept around his heart. He had no great difficulty in believing his good fortune, because he had already pictured it to himself in fancy. His first thought was of Kate. "I can buy her anything now!" For a moment or two he found nothing to say. Delamare seeing his eyes become dreamy, smiled again. "Spending it already, I see!" Jack blushed and descended to earth. "Please tell me all about it," he said. "I'll tell you what I know. As I said, I was not in Mr. Gyde's full confidence--no man was. Indeed I knew him but slightly. He was a good customer of the bank, but he did everything in his own peculiar way. He rented a large vault from us, and had the locks changed under his own supervision. I believe he kept the major part of his securities there, but he may have other vaults too. "Some five years or so ago, he came to me saying he wanted to rent a small lock box in our vaults, the kind that we get ten dollars a year for. He was so insistent upon the necessity for secrecy that we allowed him to have it under an assumed name. Another officer of the bank and myself were taken into the secret. Mr. Gyde left me a duplicate key to this box with instructions to open it if ever a day passed without my hearing from him. I believe he used to visit the box himself to make sure that I had not been tampering with it, but his peculiarities were so well known, one didn't mind that in him. "Since then, every day of his life he dropped in here, or called me or my secretary on the phone, just to report, he said. In the beginning I often wondered why he had set himself such a task, but as time went on it became a mere form, and at last I forgot how the custom had started. "When word of his death was brought me day before yesterday, all recollection of the small box had passed from my mind. My secretary brought it back by remarking that the old gentleman's daily report was now at an end. I found the keys and opened the box. The papers were sealed into the box itself, so that they could not be removed without breaking the wax. Very characteristic of Mr. Gyde. "The contents consisted of his will; detailed instructions to me how to find you and identify you, and several keys which I was directed to hand you. Here they are. And here is the will, a model of clearness and brevity you see." Jack read: "I, Silas Gyde, being of sound mind and in the full possession of my senses, do hereby devise and bequeath all that I die possessed of to John Farrow Norman, son of John Goadby Norman and Phoebe Farrow, and do appoint the said John Farrow Norman and Walter Delamare, President of the National New York Bank, my executors."